Updated September 2026

FTMO Rules, Payouts & Review

Everything traders ask about FTMO — max drawdown, daily loss, profit split, payout schedule and EA policy — plus our honest verdict on who it's a good fit for.

// key rules

FTMO at a glance

Founded2015
Max account size$200,000
Challenge structureTwo-phase evaluation (10% then 5% profit target), or one-phase on some account types
Profit split80% (up to 90% with scaling)
Max drawdown10% static max, 5% per phase during the evaluation
Daily loss limit5%
Minimum trading days4 trading days per phase
Time limitNo fixed deadline, but activity is required
Payout scheduleOn-demand after the first payout cycle, typically processed in 1-2 business days
EA / automation allowedYes
Crypto payoutsNo
PlatformsMT4, MT5, cTrader, DXtrade
Typical $100k fee~$540

AlphaBotPro is not affiliated with FTMO. Rules, fees and payout policies change — always confirm current terms on FTMO's own site before purchasing a challenge.

// our verdict

Is FTMO worth it?

Verdict

The most established name in the space with a 10+ year track record. A safer default choice for traders who want a firm with a long, verifiable payout history.

Pros

  • Longest track record in the industry
  • Wide platform choice
  • Well-documented, predictable rules

Cons

  • No crypto payouts
  • Static drawdown can feel tighter than trailing-only competitors
// faq

FTMO — Frequently Asked Questions

What is the max drawdown at FTMO?+
10% static max, 5% per phase during the evaluation. Always confirm the exact figure for your specific account type and size on FTMO's own rules page — prop firm terms change frequently.
Does FTMO allow Expert Advisors (EAs)?+
Yes. If you plan to trade with an EA, confirm the current automation policy directly with FTMO before purchasing a challenge.
How often does FTMO pay out?+
On-demand after the first payout cycle, typically processed in 1-2 business days. Payout cadence and methods are among the terms most likely to change — verify on the firm's dashboard before you rely on a specific schedule.
What is FTMO's profit split?+
80% (up to 90% with scaling).
// compare

Compare with other prop firms

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